Post secondary graduates enjoy more options, better job security
and a higher standard of living than workers with only a high
school diploma. The best way to give your children or grandchildren
a head start is with a Registered Education Savings Plan (RESP).
An RESP with Ethical Funds gives you solid financial
management, competitive returns, and the knowledge that your
money is working to improve the quality of life for everyone.
Ethical Funds is committed to social change and fairness
through our unique combination of social and environmental
screening and shareholder action. Your RESP helps you build
a brighter future for your children. Our Ethical®
Principles work to make the future brighter for all children.
Ethical Funds is proud of our ongoing partnership
with UNICEF Canada - the United Nations Children's Fund. Together
we're working to promote Canada's first socially responsible
RESP and UNICEF's efforts to provide education to children
in developing countries. For every RESP contribution made
before December 31, 2001, Ethical Funds will make a
donation to UNICEF Canada for educating children in developing
countries.
An RESP with socially responsible Ethical Funds is
an ideal way to give your children the gift of education.
To set up a new plan, make another contribution to your existing
plan, or transfer in money held at another financial institution,
simply contact Apex Credit Union and start saving now.
For all the right reasons.
For more information about Ethical Funds and our Ethical
Principles, or up-to-date Market News, visit the Ethical
Funds Web site at www.ethicalfunds.com.
Mutual funds are offered through Credential Asset Management
Inc., a wholly–owned subsidiary of Credit Union Central
of Canada. Commissions, trailing commissions, management fees
and expenses all may be associated with mutual fund investments.
Please read the prospectus before investing. Unless otherwise
stated, mutual fund securities and cash deposits are not covered
by the Canada Deposit Insurance Corporation or by any other
government deposit insurer which insures deposit in credit
unions. Mutual funds are not guaranteed, their values change
frequently and past performance may not be repeated. Ethical
Funds are sold in all provinces and territories across
Canada. ®Ethical and Ethical Funds
& Design are registered marks owned by Ethical Funds
Inc. and are used under licence.