Regular Chequing | idirect | Action Plus | Maximizer

Regular Chequing

This basic "pay-as-you-go" chequing account is for people who don't use their accounts often. Service charges are levied on a per debit basis with electronic debits being less expensive than cheques. Apex Credit Union ATM transactions are FREE of charge on this account. This account includes buyer protection and extended warranty. Fees & Service Charges

* Effective April 25, 2005, the Regular Chequing account will be replaced by the Base Camp Account .

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idirect

The idirect package account offers you the ultimate in banking freedom. This account is great for members who prefer to do most of their banking electronically. For $7.95 a month you receive:

• 40 FREE electronic transactions per month including:
  • Interac® Direct Payment purchases
  • MasterCard® Payment Card transactions
  • cuanytime® Internet banking inquiries and transfers
  • Teleservice® telephone banking inquiries and transfers
  • Electronic Funds Transfers and Direct Deposit
• Unlimited FREE Apex Credit Union ATM transactions
• 5 FREE cuanytime® or TeleService® bill payments
• 3 FREE debit transactions per month using other Credit Union or ATB ATMs
• Buyer protection and extended warranty
• Fees & Service Charges

* Effective April 25, 2005, the iDirect account will be replaced by the Plateau Account.

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Action Plus

Ideal for people who need both electronic and traditional access to their account, the Action Plus account helps you save money by offering a package of services for a monthly fee of only $12.50. With the Action Plus account, you receive:

• 30 FREE transactions per month (can be paper or electronic) including:
  • Cheque-writing
  • Over the Counter Withdrawals
  • Interac® Direct Payment purchases
  • MasterCard® Payment Card transactions
  • cuanytime® Internet banking inquiries and transfers
  • Teleservice® telephone banking inquiries and transfers
  • Electronic Funds Transfers and Direct Deposits
• Unlimited FREE Apex Credit Union ATM transactions
• FREE in-branch bill payments
• 5 FREE cuanytime® or TeleService® bill payments
• 5 FREE debit transactions per month using other Credit Union or ATB ATMs.
  
• Your first order of 50 regular cheques FREE of charge
• Commission free traveller's cheques
• No service charges on Canadian money orders and certified cheques
• $5.00 reduction on safety deposit box rental
• Buyer protection and extended warranty
• Fees & Service Charges

* Effective April 25, 2005, the Action Plus account will be replaced by the Summit Account.

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Maximizer

The Maximizer combines the higher interest of a tiered savings account with the convenient access to funds of a chequing account. Your monthly account fee is $5.00.

With the Maximizer account you receive:

• Unlimited FREE Apex Credit Union ATM transactions
• Your first order of 50 regular cheques FREE of charge
• cuanytime® Internet banking and in-branch banking fees waived if account balance is maintained at over $1000
• Buyer protection and extended warranty
• Fees & Service Charges

You receive interest calculated daily and paid monthly to your account. Interest tiers are:

• up to $1,000
• up to $3,000
• up to $5,000
• $5,000 and over

* Effective April 25, 2005, the Maximizer account will be replaced by the Plateau Account.

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